Tips for Buyers















Choosing a REALTOR®

Of all the decisions you'll face when buying a home, there's none more important than the person you choose to represent you.

The job of your Sales Associate is to support you in finding the right home with the best possible terms, and to aid you through the entire process. Your Sales Associate will explain the process of buying a home, and familiarize you with the various activities, documents and procedures that you will experience throughout the transaction.

Tips For Selecting A REALTOR®

Your Real Estate Professional should be:
  • Knowledgeable about the communities of interest to you.
  • Aware of the complicated local and state requirements affecting your transaction.
  • Effective in multi-party, face-to-face negotiations.
  • Highly-trained, with access to programs for continued learning and additional certifications.
  • Technology-focused.
  • Supported by professional legal counsel.

Financing

Most real estate professionals and mortgage lenders recommend pre-qualifying for a loan before selecting a home to purchase. This process will help you:
  • Determine the price range you can afford.
  • Understand the types of loans you qualify for.
  • Determine what your monthly payment will be.
  • Estimate the down payment and closing costs.

The Loan Process

Your Sales Associate will help you to select a mortgage lender. Once you have made your decision, these are the steps of the process:

Application - All pertinent documentation is obtained. Fees and down payments are discussed, and the borrower will receive a Good Faith Estimate (GFE) and a Truth-in-lending statement (TIL), itemizing the rates and associated costs for the loan.

You will be asked to provide certain documents to your lender in order that your loan can be processed in a timely manner.

Loan Submission - Once all the necessary documentation is in, your completed file is submitted to a lender for approval.

Loan Approval (Underwriting) - Loan approval, or underwriting, generally takes 24 to 72 hours. All parties are notified of the approval and any loan conditions that must be received before the loan can close.

Closing - Once all parties have signed the loan documents, they are returned to the lender. If all the forms have been properly executed, the lender sends the loan funds by wire transfer. At this point, the borrower finishes the loan process and actually buys the house.


Finding and Choosing the Right Home

Based on criteria that you and your Sales Associate establish together, your Associate will help you find the perfect home. There are many factors to consider in selecting a property, including location, bedroom and bath count, schools and amenities.

Your Sales Associate will apply their extensive community knowledge and professional resources to research available properties, and show you the homes that best meet your needs. If you find a property that interests you through the Internet or your own research, let your Sales Associate know so that a showing can be arranged.

As you view different properties, your criteria may change. Open and direct communication with your Sales Associate is a key element of a successful property search.


Making an Offer

Once you have found the home that you wish to purchase, your Sales Associate will apply their professional training and do all the necessary research to help you structure an effective offer.

This is where your Sales Associate's negotiation skills come into play. When an offer is made, the seller will have the option of accepting, rejecting or counter-offering. Your Sales Associate will negotiate the best possible terms for you.

Your Sales Associate will draft the purchase agreement, advising you of protective contingencies, customary practices, and local regulations. Home warranty, title and escrow arrangements will be detailed in the offer. Although your Sales Associate will give you advice and information, it is your decision as to the exact price and terms that you wish to offer.


Managing the Escrow

When the purchase agreement is accepted and signed by all parties, your Sales Associate will open escrow for you and your earnest money will be deposited. The escrow is a neutral third party that will receive, hold, and distribute all funds associated with your transaction.

Removing Contingencies

Prior to closing escrow, all of the contingencies of the Purchase Agreement must be met. Your Sales Associate will coordinate this process. Typical contingencies include:
  • Approval of the Seller’s Property Disclosure Statement.
  • Approval of the preliminary title report.
  • Loan approval, including an appraisal of the property.
  • Physical inspections of the property.
  • Pest inspection and certification.
  • Acquisition of homeowner's insurance.

Closing Escrow and Moving In!

When all of the conditions of the purchase agreement have been met, you will sign your loan documents and closing papers. You will deposit the balance of your down payment and closing costs to escrow, and your lender will deposit the balance of the purchase price. The deed will then be recorded at the County Recorder's office and youwill take ownership of your home.

Your Sales Associate is a valuable source of helpful tips for planning and coordinating your move.

Featured Listings

Own a piece of paradise! This awesome 3br/3b Oceanfront unit has been redone and is ready for the mo
5404 N Ocean Blvd North Myrtle Beach, SC 29582$327,800Own a piece of paradise! This awesome 3br/3b Oceanfront unit has been redone and is ready for the mo
This 3 bedroom 3 Bath condo is located in Cherry Grove, a quiet beach community in North Myrtle Beac
5404 N Ocean Blvd North Myrtle Beach, SC 29582$299,000This 3 bedroom 3 Bath condo is located in Cherry Grove, a quiet beach community in North Myrtle Beac
Yacht Club Villas 4BR/4BA waterway/marina view condo. Huge floor plan, fully furnished, washer/dryer
2151 Bridgeview Ct North Myrtle Beach, SC 29582$303,900Yacht Club Villas 4BR/4BA waterway/marina view condo. Huge floor plan, fully furnished, washer/dryer
MOTIVATED SELLER OFFERING BUYER INCENTIVE! Stunning 3 bedroom, 3 bath, condo in the popular Tilghman
1819 N Ocean Boulevard North Myrtle Beach, SC 29582$315,000MOTIVATED SELLER OFFERING BUYER INCENTIVE! Stunning 3 bedroom, 3 bath, condo in the popular Tilghman
Great opportunity to own a huge property a block from the beach. Perfect for a large family and rent
400A S Hillside Dr North Myrtle Beach, SC 29582$498,000Great opportunity to own a huge property a block from the beach. Perfect for a large family and rent
Huge 8 bedroom, 7 bath property a short distance to the beach. This property has a private elevator,
400 B S Hillside Dr North Myrtle Beach, SC 29582$449,000Huge 8 bedroom, 7 bath property a short distance to the beach. This property has a private elevator,
Gorgeous and rare Bonaire floor plan offering 2 master bedrooms on separate levels and 2 and a half
6244 Catalina Drive Unit 2211 North Myrtle Beach, SC 29582$287,900Gorgeous and rare Bonaire floor plan offering 2 master bedrooms on separate levels and 2 and a half
Perfect for investment as well as personal use. This higher-end, second-row condo has all the feel o
1819 N Ocean Blvd, Unit 1106 North Myrtle Beach, SC 29582$329,900Perfect for investment as well as personal use. This higher-end, second-row condo has all the feel o
Completely FURNISHED two bedroom, two bath condo with GORGEOUS lake views!  This beautifully  mainta
601 N Hillside Drive North Myrtle Beach, SC 29582$204,900Completely FURNISHED two bedroom, two bath condo with GORGEOUS lake views! This beautifully mainta
SPECTACULAR VIEW FROM THIS DIRECT OCEANFRONT, UPDATED, 3 BEDROOM 3 BATH CONDO. POOLS, LAZY RIVER, HO
2701 S Ocean Blvd North Myrtle Beach, SC 29582$299,900SPECTACULAR VIEW FROM THIS DIRECT OCEANFRONT, UPDATED, 3 BEDROOM 3 BATH CONDO. POOLS, LAZY RIVER, HO
Beautiful panaramic views of the Atlantic Ocean from your private balcony of this well maintained 4
1401 S Ocean Blvd North Myrtle Beach, SC 29582$394,900Beautiful panaramic views of the Atlantic Ocean from your private balcony of this well maintained 4
Large beautiful 3 bedroom 2 1/2 bath end unit in the Gorgeous Gated Golf Community of Tidewater Plan
1545 Spinnaker Dr North Myrtle Beach, SC 29582$227,000Large beautiful 3 bedroom 2 1/2 bath end unit in the Gorgeous Gated Golf Community of Tidewater Plan
Un.  Believe.  Able.  View !!!      #228 Avista is a DIRECT OCEANFRONT 2 bedroom / 2 full bath condo
300 N Ocean Blvd, 228 North Myrtle Beach, SC 29582$249,575Un. Believe. Able. View !!! #228 Avista is a DIRECT OCEANFRONT 2 bedroom / 2 full bath condo
REDUCED: SHOWPLACE! 3 BED 3 BATH FURNISHED OF BEACH HOME IN NORTH MB.  LARGEST 3-3 FLOOR PLAN @ CRES
1903 S Ocean Blvd North Myrtle Beach, SC 29582$399,000REDUCED: SHOWPLACE! 3 BED 3 BATH FURNISHED OF BEACH HOME IN NORTH MB. LARGEST 3-3 FLOOR PLAN @ CRES
REDUCED: OCEANFRONT 2 Bedroom 2 Bath Fully Furnished in Desirable Crescent Keyes in North MB!  "Inco
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MLS Listings

Beautiful 3 bedroom 3 bath club floor, condo in the fabulous, Mar Vista Grande. The newest and only
603 S Ocean Blvd 602 North Myrtle Beach, SC 29582$374,900Beautiful 3 bedroom 3 bath club floor, condo in the fabulous, Mar Vista Grande. The newest and only
Not too high, not too low, just right. This 12th floor, oceanfront, 3 bedroom 3 bath condominium is
603 S Ocean Blvd 1211 North Myrtle Beach, SC 29582$449,000Not too high, not too low, just right. This 12th floor, oceanfront, 3 bedroom 3 bath condominium is
This is not your typical townhome in Cherry Grove. There are only 4 units in the building and it com
3703 N Ocean Blvd North Myrtle Beach, SC 29582$329,000This is not your typical townhome in Cherry Grove. There are only 4 units in the building and it com
Breathtaking oceanfront condo in popular beachfront Crescent Shores Resort in North Myrtle Beach. Go
1625 South Ocean Blvd North Myrtle Beach, SC 29582$305,000Breathtaking oceanfront condo in popular beachfront Crescent Shores Resort in North Myrtle Beach. Go
Breathtaking oceanfront condo in popular beachfront Crescent Shores Resort in North Myrtle Beach. Go
1625 S Ocean Blvd North Myrtle Beach, SC 29582$349,000Breathtaking oceanfront condo in popular beachfront Crescent Shores Resort in North Myrtle Beach. Go
Breathtaking oceanfront condo in popular beachfront Crescent Shores Resort in North Myrtle Beach. Go
1625 S Ocean Blvd North Myrtle Beach, SC 29582$405,000Breathtaking oceanfront condo in popular beachfront Crescent Shores Resort in North Myrtle Beach. Go
PENTHOUSE-4 located OCEANFRONT at LAGUNA KEYES in the Cherry Grove section of North Myrtle Beach. St
5700 N Ocean Blvd North Myrtle Beach, SC 29582$375,000PENTHOUSE-4 located OCEANFRONT at LAGUNA KEYES in the Cherry Grove section of North Myrtle Beach. St
PENTHOUSE 11 in Blue Water Keyes! Designer furnished, 3 Bedroom, 3 Bath Penthouse with a private Par
2001 S Ocean Blvd North Myrtle Beach, SC 29582$375,000PENTHOUSE 11 in Blue Water Keyes! Designer furnished, 3 Bedroom, 3 Bath Penthouse with a private Par
PENTHOUSE 15 in Crescent Keyes! Designer furnished, 3 Bedroom Penthouse with a private Penthouse par
1903 S Ocean Blvd North Myrtle Beach, SC 29582$375,000PENTHOUSE 15 in Crescent Keyes! Designer furnished, 3 Bedroom Penthouse with a private Penthouse par
Spectacular oceanfront furnished 2 BD/2 BA condo with expansive balcony in the Indigo Building of No
100 North Beach Blvd, 305 North Myrtle Beach, SC 29582$549,000Spectacular oceanfront furnished 2 BD/2 BA condo with expansive balcony in the Indigo Building of No
Great 3 bedroom 2 full bath oceanfront condo located in the heart of the Ocean Drive section of Nort
2013 S Ocean Blvd North Myrtle Beach, SC 29582$355,000Great 3 bedroom 2 full bath oceanfront condo located in the heart of the Ocean Drive section of Nort
Beautifully decorated and updated oceanfront vacation rental or home. This condo has stainless steel
3601 S Ocean Blvd North Myrtle Beach, SC 29582$349,900Beautifully decorated and updated oceanfront vacation rental or home. This condo has stainless steel
New custom townhomes in a lush, gated community just 1 block from the beach in the residential area
601 Hillside Dr North 1302 North Myrtle Beach, SC 29582$389,900New custom townhomes in a lush, gated community just 1 block from the beach in the residential area
Own a piece of paradise! This awesome 3br/3b Oceanfront unit has been redone and is ready for the mo
5404 N Ocean Blvd North Myrtle Beach, SC 29582$327,800Own a piece of paradise! This awesome 3br/3b Oceanfront unit has been redone and is ready for the mo
Yacht Club Villas 4BR/4BA waterway/marina view condo. Huge floor plan, fully furnished, washer/dryer
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Featured MLS Listings

Spectacular oceanfront furnished 2 BD/2 BA condo with expansive balcony in the Indigo Building of No
100 North Beach Blvd, 305 North Myrtle Beach, SC 29582$549,000Spectacular oceanfront furnished 2 BD/2 BA condo with expansive balcony in the Indigo Building of No
Beach side, hilltop custom build home in the popular Ocean Drive section of North Myrtle Beach, less
221 9th Ave S North Myrtle Beach, SC 29582$499,999Beach side, hilltop custom build home in the popular Ocean Drive section of North Myrtle Beach, less
A beautiful, meticulously maintained home in the very desirable Tidewater Plantation community.  Lot
1316 Lighthouse Dr North Myrtle Beach, SC 29582$549,900A beautiful, meticulously maintained home in the very desirable Tidewater Plantation community. Lot
BACK ON THE MARKET! Located on the desirable and coveted north end of Cherry Grove Beach off 59th Av
5907 Channel St North Myrtle Beach, SC 29582$479,900BACK ON THE MARKET! Located on the desirable and coveted north end of Cherry Grove Beach off 59th Av
Beautifully furnished home in our Cantor neighborhood at North Beach Plantation!  The Coral Reef flo
4836 Cantor Court 156 Cantor North Myrtle Beach, SC 29582$435,000Beautifully furnished home in our Cantor neighborhood at North Beach Plantation! The Coral Reef flo
Beautiful, 4BR/3.5BA beach home just a short walk to the ocean. Gourmet kitchen with granite counter
305 32nd Ave S Atlantic Beach, SC 29582$485,897Beautiful, 4BR/3.5BA beach home just a short walk to the ocean. Gourmet kitchen with granite counter
Immaculate Raised Beach home on oversized corner just steps from the Blue Atlantic.This home feature
300 N 49th Avenue North Myrtle Beach, SC 29582$565,000Immaculate Raised Beach home on oversized corner just steps from the Blue Atlantic.This home feature
Enjoy living in the beautiful Barefoot Resort area in your very own custom built home! Open floor pl
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"The Bunkhouse" is a gorgeous home recently remodeled with views of Hog Inlet! Open concept floor pl
305 N 63rd Ave North Myrtle Beach, SC 29582$569,900"The Bunkhouse" is a gorgeous home recently remodeled with views of Hog Inlet! Open concept floor pl
MOTIVATED SELLER! BRING OFFERS! Welcome to "Sandy Paws and Feet" the ultimate beach vacation rental
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Key West House 6BR/4BA 2nc row Beach Home. Just steps to the beach.  This home has just been remodel
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Great opportunity to own a huge property a block from the beach. Perfect for a large family and rent
400A S Hillside Dr North Myrtle Beach, SC 29582$498,000Great opportunity to own a huge property a block from the beach. Perfect for a large family and rent
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400 B S Hillside Dr North Myrtle Beach, SC 29582$449,000Huge 8 bedroom, 7 bath property a short distance to the beach. This property has a private elevator,